Equifax is moving to the cloud! As part of our global initiative to transition all of our products, services, data, and infrastructure to a fully cloud-native environment, we are retiring a number of older and lower-performing products and migrating customers to more powerful solutions that will better address your growing needs in a digital world.
Below you will find information on which products and platforms are being retired, what we’re replacing them with, and the steps you need to take to ensure uninterrupted access to your Equifax solutions. Products not listed below will continue to be offered until further notice.
Consumer Products
| Retiring Products | Replacement Products |
| Equifax Risk Score® version 1 (ERS1) | ERS2 or Trended Risk Predictor™* |
| FICO® SCORE 3 | FICO® SCORE 8 |
| FICO® SCORE 5 | FICO® SCORE 8 |
| Bankruptcy Navigator Index® versions 1 & 2 (BNI1 & BNI2) | BNI3 or BNI4 |
| CCRP, CRP, CRP2, CRP3A | CRP3B, ERS2 ** or Trended Risk Predictor™ |
| No Hit, Postal Code Model, NHNS (No hit, No score) | Score Complete® |
| Time Series Risk Score | Trended Risk Predictor™ |
| Citadel Fraud Score | Synthetic Fraud Score - NEW! |
| Canadian Income Predictor | Contact your Equifax Account Manager to discuss replacement options |
| Canadian Car Credit Score (CARS) | Contact your Equifax Account Manager to discuss replacement options |
| Emergent Score | ERS2 or Trended Risk Predictor™* |
| Decision Plus | iDecision® / InterConnect |
| EFX Watchlists | Contact your Equifax Account Manager to discuss replacement options |
| Deposit Decision | Contact your Equifax Account Manager to discuss replacement options |
*Optional upgrade. Additional costs apply.
** ERS 2.0 is the standard recommended replacement product for CRP, CCRP, CRP2 and CRP 3A.
Note: The list above may not include custom solutions. Customers with customizations not noted above will be notified of changes to their services in a separate communication.
